Most people do not know that Medicare does not cover weight loss surgery. There are exceptions to this policy, but the rules are a bit different. The basic rules apply to those who are getting a mastectomy, but for most people that is a lifetime investment and not something that they will be able to afford.
Medicare covers surgical procedures, such as ear, nose, and throat, and it may cover weight loss surgery, but not with this coverage. You may want to speak to a representative of your provider about whether Medicare would cover weight loss surgery if you want it.
The surgeon you choose will have to provide documentation that he or she was a registered nurse for at least five years before the surgery. There are some surgeons that have not passed these qualifications, so keep this in mind when you speak to them about your surgery.
If you are getting a surgery performed on a regular basis, you should find out the average time required. If you have to go for surgery on a regular basis, you may want to consider taking the time to get a general anesthesiologist to come in and do the surgery. If you do, keep in mind that the cost of having an anesthesiologist come in to do the surgery can put you over the coverage limit for Medicare.
When you speak to your doctor and ask about Medicare, the doctor may be able to help you determine if you qualify for a Medicare supplement that covers weight loss surgery. Most insurance companies do offer this type of coverage, but many of them only cover the first surgery you have done. Talk to your doctor for more information.
Once you have talked to your doctor about what coverage you will have for your different weight loss surgeries, you need to take the time to figure out if you can afford it. Some surgeries can cost a great deal of money, so talk to your doctor about your financing options.
If you are self-employed or do not have any health insurance at all, you may be eligible for Medicaid or a state-funded program that will cover the surgery. Before you begin, make sure you find out how much your new surgery will cost. If you do qualify for Medicaid, you may pay nothing at all or be able to choose a lower co-payment amount. You need to find out what is covered by your health insurance, and find out how much you will have to pay out-of-pocket, as this will be different for each insurer.
As you can see, you need to talk to your doctor before you decide whether your surgery qualifies for Medicare, Medicaid, or another form of insurance. Once you know, you can begin looking into what options are available for your surgery.
There are many websites that can help you find the best option for your situation, but it might be better to visit a doctor’s office to get a consultation with a physician. He or she will be able to tell you if the surgery is covered under the program you have.
If you are considering this surgery for you or a loved one, it is important to be as open and honest with the medical professional you choose to speak with. as you would be with yourself. If you want to make sure you are doing everything you can to save money, talk to your doctor about paying up-front rather than waiting until the surgery is completed.
Medicare does not cover weight loss surgery, so if you are interested in having weight loss surgery you need to look for other sources of financing. After you have spoken with your doctor, talk to a financial advisor to help you set up a payment plan with your insurance company.
While you are researching, keep in mind that there are many options out there. You may have to pay a little bit for each surgery, but if you pay up-front, you will save a lot of money.